Garage Lines

We offer multi-line policies which are specifically designed for the unique characteristics of businesses involved in the sale and/or service of motorized vehicles.  Coverage in its most basic form offers protection for an insured’s premises, operations, and auto exposures.

Garage and related coverages can seem almost alien to many experienced insurance professionals.  That’s why Evergreen Insurance is here to assist you in this sometimes-complicated line of business.  With multiple AM Best “A” rated carries available, finding a home to park your garage-based clients is made quick and simple with Evergreen Insurance Managers.

Finding “cheap” insurance isn’t difficult.  However, finding quality insurance coverage at value pricing is!  Here at Evergreen we work with some of the best carriers that specialize in garage lines.

Contact An Underwriter
Coverage Options
  • Liability – Auto & Premises
  • Personal Injury Protection
  • Uninsured / Underinsured Motorists
  • Dealers Physical Damage
    • Dealers Open Lot
    • Scheduled Service Units
  • Garagekeepers
  • Broadened Coverage
  • Cargo / On-Hook / In-Tow
  • Drive Other Car
  • False Pretense
  • Medical Payments
  • Odometer E&O
  • Title E&O
  • Truth In Lending E&O
  • Building
  • Business Personal Property
  • Business Income
  • Cause of Loss Options
    • Basic Form
    • Broad Form
    • Special Form
  • Equipment Breakdown
  • Extra Expense
  • Fences
  • Glass Coverage
  • Ordinance or Law
  • Outdoor Property
  • Property Extension
  • Signs
  • Tenant Glass
  • Tenants Improve & Better
  • Valuation Options
    • Actual Cash Value
    • Replacement Cost
Highlights
  • AM Best “A-“ or better carriers
  • Admitted for qualified applicants otherwise Non-Admitted
  • Availability: California, Idaho, Oregon, Washington
  • Monoline and Package available
Exposures We Can Consider
  • New Ventures
  • Prior Loss History
Other Available Coverages
  • Cyber Liability
  • Employment Practices
  • Excess Liability
Submission Requirements
  • Garage Application
  • Supplemental Application, as applicable
  • 3 Year Currently Valued Loss Runs
    • Provide descriptions/circumstances of any claims.
    • If you don’t have loss runs, please provide an indication of the loss history and descriptions of any losses that are known.
  • Email to mail@evergreenins.com
Target Classes
  • Antique, Classic, Vintage Auto Dealers
  • Auto Dealers
  • Brokers
  • Exotic Car Dealers
  • Exporters
  • Foreign Auto Dealers
  • Funeral Car Dealers
  • Golf Cart Dealers
  • Heavy Truck Dealers
  • RV / Motorhome Dealers
  • Sports Car Dealers
  • Truck Dealers
  • Utility Trailers Dealers
  • Wholesalers
Target Classes
  • Auto Alarm Installation
  • Auto Body & Paint Shops
  • Auto Dismantling
  • Auto Parts Stores
  • Auto Repair Shops
  • Bed Liner Installation
  • Car Washes
  • Customizing Shops
  • Detailers (On and/or Off Premises)
  • Heavy Truck Repair
  • Impound / Storage Lots
  • Lube Oil Filter
  • Machinery & Equipment Repair
  • Mobile Repair Operations
  • Motorcycle Repair
  • Navigation / GPS System Installation
  • Parking Garages / Lots
  • Public Livery Repair
  • Rebuilding Operations
  • Restoration / Refurbish Shops
  • Service Stations w/ Repair
  • Sun Roof / Moon Roof Installation
  • Tire Dealers (New)
  • Trailer Hitch Installation
  • Truck Repair Shops
  • Upholstery Shops
  • Window Tinting Shops
  • Windshield Repair / Replacement
Target Classes
  • Hotels
  • Restaurants