Property Lines

Evergreen Insurance Managers has an exceptional team of creative, proactive and highly skilled problem solvers. We function as an extension of our retail clients assisting them in creating the optimal solution for their clients’ risks.

Team Evergreen takes pride in their commitment to service, striving to always do what’s the best for all clients.

Exposures We Can Consider
  • Prior Loss History
Highlights
  • AM Best “A-“ or better carriers
  • Admitted and Non-Admitted carriers
  • Availability: California, Idaho, Oregon, Washington
  • Monoline and Package available
Contact An Underwriter
Available Coverage
Coverage Options
  • Building
  • Business Personal Property
  • Business Income
  • Cause of Loss Options
    • Basic Form
    • Broad Form
    • Special Form
  • Equipment Breakdown
  • Extra Expense
  • Fences
  • Food & Beverage Extension
  • Glass Coverage
  • Limited Drain Backup
  • Ordinance or Law
  • Outdoor Property
  • Property Extension
  • Signs
  • Tenant Glass
  • Tenants Improvement & Betterments
  • Valuation Options
    • Actual Cash Value
    • Agreed Value
    • Functional Replacement Cost
    • Replacement Cost
Sample Exposures
  • Apartment Buildings
  • Auto Body, Paint, Repair Shops
  • Bakeries
  • Cannabis Related
  • Churches
  • Condo / Homeowner Associations
  • Convenience Stores
  • Delicatessens
  • Factories
  • Hardware and Tools Stores
  • Hotel / Motels
  • Industrial
  • Laundromats
  • Manufacturers
  • Medical Labs
  • Mercantile Risks
  • Rental Dwellings
  • Restaurants / Bars / Taverns
  • Schools
  • Supermarkets
  • Vacant Buildings
  • Variety Stores
  • Warehouses
Submission Requirements
  • Acord 125 Commercial Applicant Information Section
  • Acord 140 Property Section
  • Supplemental Application, as applicable
  • 3 Year Currently Valued Loss Runs
    • Provide descriptions/circumstances of any claims.
    • If you don’t have loss runs, please provide an indication of the loss history and descriptions of any losses that are known.
  • Email to mail@evergreenins.com

Builders risk coverage insures against risk of loss from damage to property under construction, whether new construction or renovation of existing buildings. This insures the value of a building which is in the process being built.  The structure, building materials, equipment and supplies are all covered under this policy. Coverage can be added for protection for losses due ordinances or laws, building material in transit to the site and theft of materials at the site.

Coverage Options
  • All Risk (w/ Specified Exclusions)
  • Theft Coverage
  • Property at a Temporary Location
  • Property in Transit
  • Soft Costs
  • Policy Term: 3, 6, 9, 12 Months
Sample Exposures
  • New Construction
  • Renovations
  • Green Building Additional Coverage
  • Modular Building
Submission Requirements
  • Builder’s Risk Application
  • Contractors Equipment Application, as applicable
  • Email to mail@evergreenins.com

A Crime Insurance coverage is designed to protect your business in the event of loss due to burglary, robbery, fraud, and/or employee dishonesty.

Coverage Options
  • Employee Theft
  • Forgery or Alteration
  • Guests’ Property – Safety Deposit Box Coverage
  • Guests’ Property – Premises Coverage
  • Robbery & Safe Burglary – Property Other than Money & Securities
  • Robbery & Safe Burglary – Money & Securities
  • Theft of Money & Securities
Submission Requirements
  • Acord 125 Commercial Applicant Information Section
  • Acord 141 Crime Section
  • Supplemental Application, as applicable
  • 3 Year Currently Valued Loss Runs
    • Provide descriptions/circumstances of any claims.
    • If you don’t have loss runs, please provide an indication of the loss history and descriptions of any losses that are known.
  • Email to mail@evergreenins.com
Contractors Equipment Floater

An inland marine form covering contractors’ equipment on an all-risk or specified perils basis. This coverage is designed to cover mobile equipment while it is stored on premises, in transit or at temporary locations or jobsites.

Sample Exposures

  • Booms
  • Bulldozers
  • Communication Equipment
  • Cranes
  • Draglines
  • Drones (non-airborne)
  • Excavators
  • Forklift Trucks
  • Front-end Loaders
  • Generators
  • Misc Tools
  • Portable Mixers
  • Power Augers
  • Quarry Equipment
  • Scrap Yard Equipment
  • Trenchers

Submission Requirements

Exhibition Floater

A coverage form that insures property of the insured, as well as property of others in the insured’s care, custody or control, when on display or at exhibition sites or similar exhibits, trade shows, expositions and fairs away from the insured’s owned, leased or operated locations.

Submission Requirements

Fine Arts Floater

Inland marine property insurance for specifically scheduled art work items, typically written on a valued basis.

Sample Exposures

  • Antiques
  • Dealers
  • Etchings
  • Galleries
  • Museums
  • Paintings
  • Sculptures
  • Statues

Submission Requirements

  • Acord 125 Commercial Applicant Information Section
  • Acord 152 Commercial Inland Marine Section
  • Email to mail@evergreenins.com
Installation Floater

An installation floater is an insurance policy that covers personal property installed, fabricated or erected by a contractor. It covers the property until the installation work is accepted by the purchaser or when the insured’s interest in the property installed ceases. This coverage is not intended for machinery, tools, equipment, scaffolds, or other property which will not become a permanent part of the completed premises.

Submission Requirements

Miscellaneous / Personal Articles Floater

This is written to insure your cameras or musical instruments when used for professional and commercial purposes.

Sample Exposures

  • Antiques
  • Billboards
  • Cameras & Equipment
  • Cell Phone Towers
  • Computers
  • Medical Equipment
  • Musical Instruments
  • Property in Storage
  • Radio Towers
  • Silverware
  • Solar Equipment / Panels
  • Sports Equipment
  • Stamp & Coin Collections
  • Stereo Equipment
  • Vendor Booths / Carts

Submission Requirements

Accounts Receivables

Accounts Receivable insurance pays the increased costs of collecting accounts, the cost to reestablish the accounts receivable records to the extent possible, and any amounts uncollectible as a result of the destruction of accounts receivable records due to a covered cause of loss.

Submission Requirements

  • Acord 125 Commercial Applicant Information Section
  • Acord 145 Accounts Receivable Valuable Papers Section
  • Email to mail@evergreenins.com
Bailees Customers Goods

Bailee’s customers insurance provides coverage for the legal liability of damage or destruction of a bailor’s property while under the care of a bailee. A bailee is a person or organization that has temporary possession of someone else’s personal property.

Sample Exposures

  • Appliance Repair
  • Laundries / Dry Cleaners
  • Machinery / Equipment Repair
  • Shoe Repair
  • Dressmakers / Tailors

Submission Requirements

  • Acord 125 Commercial Applicant Information Section
  • Acord 146 Equipment Floater Section
  • Email to mail@evergreenins.com
Electronic Data Processing / Business Computers

Insurance for electronic data processing (EDP) equipment (computers), computer programs, and data. Typically includes coverage for perils to which such property is especially susceptible: mechanical breakdown, electrical injury, and changes in temperature and humidity. Also referred to as “electronic data processing” or “EDP” coverage.

Sample Exposures

  • Microprocessors
  • Network Equipment
  • Point of Sale Equipment
  • Servers

Submission Requirements

  • Acord 125 Commercial Applicant Information Section
  • Acord 148 Electronic Data Processing Section
  • Email to mail@evergreenins.com

Prize indemnity insurance is indemnification insurance for a promotion in which the participants are offered the chance to win prizes. Instead of keeping cash reserves to cover large prizes, the promoter pays a premium to an insurance company, which then reimburses the insured should a prize be given away.

Sample Classes

  • Baseball Throws
  • Basketball Shoots
  • Bowling Tournament (Perfect 300)
  • Field Goal Attempts
  • Fishing Derbies
  • Football Throws
  • Guess the # of Gum Balls in a Jar
  • Hockey Shoots
  • Hole-In-One Contests
  • Tagged Fish Contests

Submission Requirements

The Motor Truck Cargo policy offers coverage designed to respond to a wide variety of motor truck cargo exposures. Coverage is on a legal liability basis for risks of direct loss or physical damage to cargo carried by common or contract carriers. more (no household goods movers or freight forwarders)

Sample Exposures

  • Agricultural Products
  • Building Materials, Steel & Lumber
  • Cars
  • Commodities
  • Containerized Freight
  • Dry Grocery, Paper, Plastic
  • General Merchandise
  • Frozen Foods
  • Heavy Equipment
  • Light Machinery
  • Livestock
  • Logs
  • Meat & Poultry
  • Produce
  • Tires
  • Walmart/Target Goods

Submission Requirements

  • Motor Truck Cargo Application
  • Supplemental Application, as applicable
  • 3 Year Currently Valued Loss Runs
    • Provide descriptions/circumstances of any claims.
    • If you don’t have loss runs, please provide an indication of the loss history and descriptions of any losses that are known.
  • Email to mail@evergreenins.com

A specialty insurance coverage for warehouse storage operations. It helps cover a business entrusted with the property of another, for direct physical loss or damage of property that happens during storage, cross-docking, packaging, labeling or other services provided by the bailee.

Submission Requirements

  • Acord 125
  • Warehouse Legal Liability Supplemental
  • 3 Year Currently Valued Loss Runs
    • Provide descriptions/circumstances of any claims.
    • If you don’t have loss runs, please provide an indication of the loss history and descriptions of any losses that are known.
  • Email to mail@evergreenins.com